WELLS FARGO TO HELP SAN DIEGO CUSTOMERS FACING MORTGAGE PAYMENT CHALLENGES: MARCH 21 HOME PRESERVATION WORKSHOP
Nearly 8,000 homeowners invited to free event to receive modifications on the spot
March 19, 2013 (San Diego)— Wells Fargo & Company is hosting a free Home Preservation Workshop for Southern California Wells Fargo Home Mortgage, Wells Fargo Financial, and Wells Fargo Home Equity customers – including military service members and veterans – facing financial hardships. Wells Fargo has invited nearly 8,000 mortgage customers to the free workshop which will be held on Thursday, March 21 from 9 a.m. to 7 p.m., at the San Diego Convention Center – Hall F located at 111 West Harbor Drive, San Diego. Parking at the San Diego Convention Center for the workshop is free.
By E. Vernon Small
March 12, 2013 (San Diego) – If you are a struggling homeowner, you have undoubtedly been approached by companies that claim they will reduce your mortgage payments and/or your mortgage balance by negotiating a ‘loan modification’ with your current mortgage lender. All of these companies claim to be reputable and licensed, and many even operate as attorneys. They typically charge $1500 or more to handle this process, and most offer payment plans.
February 14, 2013 (San Diego)--If you are a homeowner who is underwater and/or behind on your mortgage payment , you probably feel as though you have very few options. Believe it or not, you might just be in a better negotiating position than homeowners with equity and their home and who have made all timely mortgage payments.
By Miriam Raftery
February 14, 2013 (San Diego) – Just in time for Valentine’s Day, here’s some news homeowners will love. In California, foreclosure filings plunged 39.5% from December to January – the first time since early 2007 that California did not have the highest foreclosure rates in the nation. Nationally, foreclosures have fallen too, though far less steeply: 11% from December to January, and 28.5% from a year ago.
What’s fueling the sudden change? According to Mortgage Daily News, the state and national shifts are due to California’s new Homeowners Bill of Rights, passed by the Legislature at the request of California Attorney General Kamala Harris (in photo, left, with Governor Jerry Brown).
By E.V. Small
February 5, 2013 (San Diego County)--For the past two years this question was extremely easy to answer. The combination of historically low interest rates and abundant inventory due to the record number of foreclosures has resulted in the lowest housing cost in decades.
By Vanessa Stone
January 25, 2013 (San Diego)--Whether your patio space is big or small, wide or narrow, don’t allow limited outdoor space to cramp your style! Gerald Shvartsman, founder and CEO of Source Outdoor, has a couple tips to make the most out of your outdoor patio.
By Colin Martodam, General Manager of ARS (www.arssandiego.com)
January 22, 2013 (San Diego County) -- If you’ve been told that closing air vents in unused rooms in your home will allow faster or more concentrated airflow into other rooms, or that leaving your ceiling fan on while you’re not home will help cool the house faster, you’ve fallen victim to two of the many heating, ventilation and air conditioning (HVAC) myths. ARS, an award-winning residential heating and air conditioning company, is here to educate you on common heating, ventilation and air conditioning myths so you can stop wasting energy and start saving money.
January 10, 2013 (San Diego’s East County) – Alpine resident Jeff Campbell, a realtor with Jeff Campbell & Associates, will be installed as 2013 president of the 1,900-member Pacific Southwest Association of Realtors at PSAR’s 2013 board of directors installation dinner and celebration on Friday, Jan. 18. The event starts at 6 p.m. at the Bonita Golf Course, 5540 Sweetwater Road, in Bonita. Seats cost $45 per person, or $400 for a table of eight. Register online at www.psar.org or www.esdcar.org, or phone (619) 421-7811 or (619) 579-0333.
By Ryan Zuckerman, Homehub.com
After a few years of a down economy and real estate market, the sun is rising again, as things turn around for the housing market in San Diego. How you might ask? Here are HomeHub.com's top three reasons why we believe the future is a bright for the real estate market in San Diego.
Foreclosures down 41% in California and 19% nationwide
By Kurt Wannebo
January 5, 2013 (San Diego)--The year 2012 has become the critical turning point in this downward market that began many years ago. Analysts will say that the real estate market started its downward trend in 2008, however, through my work I was able to see indicators and pockets of areas starting to decline as early as 2006.
Do you qualify for compensation due to wrongful foreclosure in 2009 or 2010? Find out and get help--free
December 13, 2012 (San Diego) -- San Diego’s newly-elected Mayor Bob Filner and the National Asian American Coalition (NAAC) are co-sponsoring what could be the largest Independent Foreclosure Review (IFR) event and resource fair in California this year.
Under the IFR review, the 14 largest banks/servicers are required to pay homeowners who were improperly foreclosed upon up to $125,000 each in compensation. But since only 5% of homeowners have been properly contacted by the banks and none have received any relief, federal banking regulatory agencies have committed to holding this pre-Christmas event.
By Kurt Wannebo, CEO, San Diego Real Estate and Investments (SDREI)
November 26, 2012 (San Diego)--Did you know that right now that we are actually in a seller’s market and prices are starting to go up? If you are a buyer waiting for the bottom of the market to buy, news flash, you already missed it by a couple of months! Every day I speak with buyers and sellers that believe we are still in a declining market, when in actuality it’s the other way around.
By Juan Velasco
November 22, 2012 (San Diego) -- With the cold weather setting in, consumers should be aware of certain safety measures and energy-efficient tips to keep their home comfortable throughout the winter months.
1. One of the easiest heating tips: On sunny days, take advantage of the sun to bring in heat. Adjust blinds so they are open and tilted toward the ceiling—but be sure to close the blinds at sundown.
November 20, 2012 (San Diego)—By a 5-3 vote, San Diego’s City Council voted last week to pass the Property Value Protection Ordinance (PVPO) aimed at helping banks clean up blighted foreclosure properties. It requires banks to register with the city and pay a $76 fee whenever they take action to foreclose a home. The registry makes it possible to immediately identify the bank responsible for a blighted property, and the fee revenue will increase code enforcement staff to hold banks accountable for neglected properties.
November 15, 2012 (Sunnyvale, CA)—With the holidays (and associated chaos) fast approaching, you probably aren’t putting much thought into home improvement—except, perhaps, to grumble about the fact that you’ll have to cook another Thanksgiving meal in your outdated kitchen, or to wish that you didn’t have to steer your fa-la-la-ing guests toward your house’s only bathroom with its leaky faucet.
November 15, 2012 (Alpine) -- The Alpine Woman’s Club will hold its eighth annual “Christmas in Alpine” Holiday Home Tour on Sunday, December 9th from 10a.m. to 3 p.m. There will be an opportunity to stroll through five stunning country estates and view one of Alpine’s beautiful churches, which will be decorated for the season. The historic town hall will also be open from 1:30 on for ticket holders. Refreshments will be served. The tour tickets are $30.00.
November 9, 2012 (Alpine) – The Alpine Woman’s Club 8th Annual Holiday Home Tour is December 9 from 10 a.m. to 3 p.m. You will have an opportunity to stroll through five stunning homes which will be decorated for the holidays and visit a local church which will also be decorated for the season.
November 9, 2012 (San Diego) -- Fans of modern design are invited to explore some of the most notable modern residences in San Diego this fall when the Dwell Home Tours (www.dwellhometours.com) come to America’s Finest City for the first time.
The San Diego Tours take place on November 10 and 11 showcasing ten amazing modern homes through the East County, North County and Central San Diego areas ranging from stunning new constructions to brilliant renovations.
October 26, 2012 (La Mesa) – La Mesa Historical Society’ hosts its 2012 Centennial Home Tour on November 3, which will focus on 5 historic/classic homes in the Date Avenue/Mt. Nebo area. The event will be from 10 a.m. – 3 p.m. and will begin at the Shuttle Bus Stop at the City Parking Lot on the northeast corner of Date & Allison.
September 27, 2012 (El Cajon) – The Water Conservation Garden at Cuyamaca College will offer a fire-wise gardening seminar with Greg Rubin, native plant expert from California’s Own Native Landscape Design. Cost is $20 for members, $28 for nonmembers. The program will be held on Saturday, September 29 from 10 a.m. to 12 noon.
For more information or to register, visit http://www.thegarden.org/calendar/index.php
By Colin Martodam
September 14, 2012 (San Diego’s East County)--It’s inevitable. At some point, everyone needs to call a heating and air conditioning company for maintenance, repairs and/or replacements.
Before getting any work done by an HVAC company – or any contractor for that matter – follow these 10 simple steps to ensure you’re hiring a trusted and qualified contractor.
LT. GOV. CALLS UPON U.S. ATTORNEY GENERAL HOLDER TO REVIEW THREATS OF RETALIATORY ACTIONS BY MORTGAGE INDUSTRY
September 13, 2012 (Sacramento)-- Lt. Gov. Gavin Newsom called upon Attorney General Eric Holder and members of the Antitrust Division at the Office of the Attorney General to review the actions of some members of the mortgage industry, as well as federal agencies, who have coercively urged local governments to reject consideration of any proposal that would exercise the powers constitutionally granted local governments to use eminent domain to help stem the mortgage crisis.
September 6, 2012 (El Cajon) -- Rosalie Dosik, landscape painter and avid gardener, will walk the Garden with you and show you how to coordinate color among your hardscape, walls, pots, plants, and everything else. The principles of texture, value and hue will be clearly defined and illustrated through the Garden's beautiful examples.
From Longfield Gardens: www.longfield-gardens.com
September 3, 2012 (San Diego's East County) -- In life some questions loom larger than others. Certainly, for gardeners, one of the biggies worth working out this time of year borders on the cosmic:
Does the concept “too many daffodils” exist?
August 30, 2012 (Rancho San Diego)—The Water Conservation Garden invites the public to enjoy its 2012 Fall/Winter calendar of classes and events. Gardening classes help residents save water and money by focusing on water-smart landscaping techniques and plants. Classes are taught by professionals, with offerings for both adults and children. Pre-registration is required for all classes. To enroll call 619-660-0614 x 10. Below are descriptions of upcoming offerings on everything from landscape design basics to raising urban chickens.
July 11, 2012 -- Marking a major milestone for Californians and all Americans, the Homeowners Bill of Rights, a package of bills sponsored by Attorney General Kamala D. Harris that gives homeowners important new protections and places restrictions on how aggressively banks can foreclose, was signed into law today by Governor Brown.