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CALVET'S RATE COMPETITIVE WITH COMMERCIAL BANKS

 

June 17, 2013 (San Diego) – The CalVet Home Loan Program now offers interest rates as low as 3.90%* on a 30-year mortgage to qualified veterans in the market to purchase a home. CalVet’s interest rates are now very competitive with rates being offered by commercial institutions, such as Chase Bank which offers a rate of 4.00%**, Wells Fargo Bank at 4.13%**, and Bank of America at 4.00%**.

HOMEOWNER'S GURU: MORTGAGE MODIFICATION SCAMS

 

By E. Vernon Small

March 12, 2013 (San Diego) – If you are a struggling homeowner, you have undoubtedly been approached by companies that claim they will reduce your mortgage payments and/or your mortgage balance by negotiating a ‘loan modification’ with your current mortgage lender.  All of these companies claim to be reputable and licensed, and many even operate as attorneys.  They typically charge $1500 or more to handle this process, and most offer payment plans.

HOMEOWNER'S GURU: THE TRUTH ABOUT SHORT SALES

By E. V. Small

February 14, 2013 (San Diego)--If you are a homeowner who is underwater and/or behind on your mortgage payment , you probably feel as though you have very few options.  Believe it or not, you might just be in a better negotiating position than homeowners with equity and their home and who have made all timely mortgage payments.

HOMEOWNER'S GURU: IS IT A GOOD TIME TO BUY OR SELL A HOME?

 

 

By E.V. Small

February 5, 2013 (San Diego County)--For the past two years this question was extremely easy to answer. The combination of historically low interest rates and abundant inventory due to the record number of foreclosures has resulted in the lowest housing cost in decades.

ECM WORLD WATCH: GLOBAL AND NATIONAL NEWS

November 20, 2012 --  (San Diego’s East County) – ECM World Watch helps you be an informed citizen about important issues globally and nationally. As part of our commitment to reflecting all voices and views, we include links to a wide variety of news sources representing a broad spectrum of political, religious, and social views. Top world and U.S. headlines include:

U.S.

WORLD

Israel-Palestine conflict:

Other world news:

HEALTH

Read more for excerpts and links to full stories.

MORTGAGE-FREE HOMES AVAILABLE TO COMBAT-WOUNDED VETERANS, GOLD STAR SPOUSES

October 15, 2012 (Sacramento) -- The California Department of Veterans Affairs (CalVet) learned today that Military Warriors Support Foundation is currently accepting applications online from combat-wounded veterans and unmarried Gold Star Spouses of OIF/OEF for newly-renovated, 100% mortgage-free homes in Bakersfield, Crescent City, Riverbank, Sacramento and Stockton, California.

ECM WORLD WATCH: GLOBAL AND NATIONAL NEWS

September 15, 2012 --  (San Diego’s East County) – ECM World Watch helps you be an informed citizen about important issues globally and nationally. As part of our commitment to reflecting all voices and views, we include links to a wide variety of news sources representing a broad spectrum of political, religious, and social views. Top world and U.S. headlines include:

U.S.

  • Obstacles may delay drones access to U.S. skies (UT San Diego)
  • State court ruling deals blow to U.S. mortgage system (Reuters)
  • FBI warns of U.S. violence over anti-Islamic movie (ABC)
  • Republicans split on Mitt Romney remarks (Politico)
  • Debunking Romney’s attack on Americans who don’t pay income taxes (L.A. Times) 
  • New Romney ad rips Obama on coal energy (The Hill)

WORLD

  • Libyans see Al Qaeda hand in U.S. embassy attack (Wall Street Journal)
  • Anti-American fury sweeps Middle East over film (Reuters)
  • Protests sweep Islamic world, fueled by domestic politics and anti-U.S. anger (CS Monitor)
  • Prince Harry targeted in Taliban attack in Afghanistan (Telegraph)
  • Police clash with Muslims at protest in East Jerusalem (Jerusalem Post)
  • Peacekeepers attacked in Egypt’s Sinai Penninsula; foreigners injured (CS Monitor)
  • Large anti-austerity protests in Spain, Portugal (UT San Diego)
  • India opposition parties protest economic reforms (UT San Diego)
  • Anti-Japan protests sweep China on anniversary of invasion (Reuters) 

 

Read more for excerpts and links to full stories.

RAMONA REAL ESTATE AGENT INDICTED BY FEDS, PLEADS GUILTY TO CONSPIRACY

 
FBI seeks additional victims of scheme
 
By Nadin Abbott
 
July 25, 2012 (Ramona)-- The Federal Bureau of Investigations (FBI) has announced that Terese Rose, a local real estate agent, was charged with “devising and executing a mortgage loan origination fraud and kickback scheme.” The charges, filed in May, were unsealed July 12 and reveal that Rose pled guilty to conspiracy charges.

READER’S EDITORIAL: REFLECTIONS ON THE HOMEOWNER’S BILL OF RIGHTS

 

By Grey Feathers
 
May 24, 2012 (San Diego)--Antonio and Africa have lived in this house for twelve years.  It is the only home their four children have ever known.  Antonio bought the house from Africa’s father in 2005. When faced with difficult financial hardship due to the crashed economy and medical bills, they went to their lender to negotiate in good faith.
 
Antonio works in construction and Africa has a business she runs from her home office. They were late on just one mortgage payment by 60 days, and ultimately made the payment. They learned there were government programs like the Home Affordable Modification Program (HAMP) and the Principal Reduction Alternative (PRA). 

DUCHENY CALLS ON OPPONENT TO PASS STRONG HOMEOWNER BILL OF RIGHTS

 

Ducheny Chastises Vargas for "Special Interest" Favors

May 5, 2012 (San Diego) -- Congressional Candidate Denise Moreno Ducheny took issue with Senator Juan Vargas's recent voting record and called on the Senator to back a strong set of foreclosure protection bills being discussed in the Senate this week. "The recent voting record of my opponent is a disservice to the residents of San Diego and Imperial Counties," Ducheny said in a statement. "He should be spending more time focusing on the needs of his constituents, not just those special interest groups who write his campaign checks."

 

PROTECT YOUR INVESTMENT WITH A STRUCTURAL PEST INSPECTION

By Derek Roach

 
April 11, 2012 (San Diego) -- Purchasing a large investment such as a home can be a stressful experience. There can be multiple parties involved to ensure a smooth transaction during the buying process. Real estate agents, loan officers, escrow representatives, appraisers, and home inspectors all play a significant role in accomplishing one goal: Closing the purchase on your house. 

REAL ESTATE TRENCHES: JANUARY 30, 2012

 By Charlotte Reed

 
“Real estate is my business—my only business.”
 
January 30, 2012 (San Diego’s East County) – This week, we have big news on major regulatory changes for California’s real estate industry, good news about our local real estate market, and a warning about a real estate-related scam:
 
  • C.A.R. defends DRE budget reserves
  • Perception of better days ahead
  • If it sounds too good to be true...

 

WELLS FARGO HOSTS JAN. 25 WORKSHOP TO HELP SAN DIEGO CUSTOMERS FACING MORTGAGE PAYMENT CHALLENGES

 Several workshops scheduled in 2012 to help thousands of American families avert foreclosure

 
January 22, 2012 (San Diego)-- Wells Fargo & Company  is hosting the first of three free workshops across Southern California in San Diego for Wells Fargo Home Mortgage, Wells Fargo Financial, Wachovia Mortgage and Wells Fargo Home Equity customers facing financial hardships. Wells Fargo has invited more than 9,000 mortgage customers in San Diego County and South West Riverside to the free workshop which will be held on Wednesday, January 25, 2012 from 9 a.m. – 7 p.m., at the San Diego Convention Center - Hall E located at 111 West Harbor Drive in San Diego. Parking is free - customers should refer to the event website for instructions. 

EAST COUNTY ROUNDUP: OCTOBER 6, 2011

 

September 30, 2011 (San Diego's East County) -- East County Roundup highlights top stories in our region and state, published in other media outlets.  These week's top Roundup headlines include:

 
 
 
 
 
 
LOCAL
  •          Tribe attempts to evict private military contractor: Los Coyotes band in a legal standoff with Blackwater-tied company (San Diego CityBeat)
  •          Ballot effort to repeal fire fee falls short (Sacramento Bee)
  •          San Diego family of 3 needs $63,000 to be self-sufficient (KPBS)
  •         San Diego ATM fees second highest in nation (KPBS)
  •          Tankers for Sunrise Powerlink project upsets residents (10 News)
  •          Palomar Mountain State Park campgrounds close for good (signonsandiego.com)
 
STATE
  •          California breaks from 50 state probe into mortgage lenders[will conduct own probe] (Los Angeles Times)
  •          Education lawsuit would impact future California budgets (Sacramento Bee)
  •          Advocates for disabled to sue over state budget cuts (Sacramento Bee)
  •          FPPC looks at easing candidate reporting requirements (KPBS)  
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