Prop 33

BAFFLED BY THE BALLOT INITIATIVES? OUR GUIDE TO THE PROS AND CONS OF CA'S NOV. 2012 PROPOSITIONS

October 12, 2012 (San Diego’s East County) – There are numerous important initiatives on the November 6 ballot. Topics include education funding, clean energy, criminal penalties, taxes and labeling what’s in your food. For our nonpartisan analysis and arguments on both sides of each proposition, click the links below.

Prop 30 aims to raise funds to stem budget cuts in public education

Prop 31 seeks to change state budget cycle

Prop 32: Political reforms or silencing voices?

Prop 33: Insurance reforms or consumer scam?

PROP 33: INSURANCE REFORMS OR CONSUMER SCAM?

By Thea Skinner

“Mercury Insurance has a terrible history of mistreating its customers, ignoring the law and trying to deceive voters.”—Brian Stedge, Consumer Watchdog

“Proposition 33 creates a more vibrant market for auto insurance by empowering California’s consumers to shop for the best deal.” –Samuel Kang, Greenlighting Institute

October 10, 2012 (San Diego’s East County)—Proposition 33 is similar to an insurance-industry backed initiative defeated in 2010 (Prop 17). Both measures received millions in funding from Mercury Insurance Company.

Prop 33 would change the law so insurance companies may set prices for car insurance based on whether a person had insurance with any company before. Drivers who don’t have a history of continuous insurance would pay more. Special exceptions would be made for drivers who drop their insurance to serve in the military or due to loss of employment. The measure has a grace period, so drivers who cancel insurance and purchase new insurance within 90 days would still be considered as continuously covered.