Sharon Ann Hamilton

ASK THE RETIREMENT CONCIERGE: PLANNING YOUR RETIREMENT

 

By SharonAnn Hamilton

Dear SharonAnn,

August 23, 2015 (San Diego’s East County) - My wife and I are 60 and 62 respectively looking at retirement in a few years. She is a medical researcher and I am a CPA. We feel we have an adequate income prepared for our future but what concerns me is lifestyle. What are we going to do with the 50-60 hours each week when we are not working anymore? Our kids are grown and independent, our parents are happy in their community of friends. We need outside interests, but who has time? We want to make a difference in our world but how and where? I expect we could live 30-40 years and that is a lot of time ahead of us that right now seems daunting. Signed Kind of Lost.

ASK THE RETIREMENT CONCIERGE: SCARED SPITLESS ON THE ROAD

By Sharon Ann Hamilton

August 23, 2014 (San Diego)--Dear Retirement Concierge,

My 16-year-old just took his solo voyage as a driver. Since I saw him learning to drive I am nervous at best when he is out there alone without a parent to guide him. At the same time my parents-in-law AND my parents are creeping into their late eighties and I notice a few dents in their cars; they all drive! That brings the tally to five people now on the road with questionable driving skills. I think I’ll be using public transportation for the next few years! What practical ideas do you have for these situations?

Signed: Scared Spitless On the Roads

ASK THE RETIREMENT CONCIERGE: CONTEMPLATING RETIREMENT

 

I am 59 years old and contemplating retirement, with dread. I just cannot imagine myself not going into work each day or being able to afford not working. What would I do with the time? I am alone at home and sometimes even on the weekends I get lonesome. My nest egg is comfortable but not luxurious. I wonder if it will last out my life, though. Guess I could live with my kids if necessary. Eeww! I often wake up at night thinking about my future and then cannot get back to sleep. Signed “Worried”

By Sharon Ann Hamilton

August 10, 2014 (San Diego's East County) - Dear Worried, You are right to be worried! And you are not alone. July 13, 2014 research by US Census Bureau, Saperston, and Bankrate shows us that 80% of people, even as young as 30, do not believe theywill have enough money for retirement. In fact 35% rely completely on Social Security. 76% of people polled cite worries about money as a leading cause of stress. As we all have heard, stress can kill you.

REPURPOSING SPREADS LIKE RIPPLES IN WATER

 

By Sharon Ann Hamilton

February 16, 2014 (San Diego)--What would you do if you realized that in San Diego County alone, about 225,500,000 pounds of textiles are purchased every year and only 15% are resold, repurposed, or recycled?  Fully 85% end up in landfills.