foreclosure

REP. SUSAN DAVIS RE-INTRODUCES BILL TO HELP HOMEOWNERS AVOID FORECLOSURE

April 11, 2013 (Washington D.C.) – As homeowners in San Diego and across the nation continue to tangle with banks, Congresswoman Susan Davis (D-San Diego) re-introduced legislation to give people another tool to avoid foreclosure and the subsequent damage to the their credit rating.  The Short Sale Transparency Act will require Fannie Mae and Freddie Mac to disclose the minimum asking price they are willing to accept for a short sale if they reject the first offer.

“People deserve a real chance to avoid foreclosure. It is unfair to expect someone to complete a short sale instead of abandoning their home to foreclosure, if the banks don’t meet them half way,” said Davis.  “Many homeowners are willing, even eager, to work with banks to get out from under the mortgage and protect their credit rating.  But far too often, they find themselves in a guessing game as to what dollar amount will complete the sale.”

ECM WORLD WATCH: GLOBAL AND NATIONAL NEWS

March 7, 2013 (San Diego’s East County)--ECM World Watch helps you be an informed citizen about important issues globally and nationally. As part of our commitment to reflect all voices and views, we include links to a wide variety of news sources representing a broad spectrum of political, religious, and social views. Top world and U.S. headlines include:

NATIONAL

INTERNATIONAL 

HEALTH/SCIENCE 

 Read more for excerpts and links to full stories.

HOMEOWNER'S GURU: THE TRUTH ABOUT SHORT SALES

By E. V. Small

February 14, 2013 (San Diego)--If you are a homeowner who is underwater and/or behind on your mortgage payment , you probably feel as though you have very few options.  Believe it or not, you might just be in a better negotiating position than homeowners with equity and their home and who have made all timely mortgage payments.

EAST COUNTY ROUNDUP: TOP LOCAL AND STATE NEWS

November 20, 2012  --  (San Diego’s East County)--East County Roundup highlights top stories of interest to East County and San Diego’s inland regions, published in other media. This week’s top “Roundup” headlines include:

STATE

LOCAL

Read more for excerpts and links to full stories.

SAN DIEGO COUNCIL APPROVES PROPERTY VALUE PROTECTION ORDINANCE

November 20, 2012 (San Diego)—By a 5-3 vote, San Diego’s City Council voted last week to pass the Property Value Protection Ordinance (PVPO) aimed at helping banks clean up blighted foreclosure properties.  It requires banks to register with the city and pay a $76 fee whenever they take action to foreclose a home. The registry makes it possible to immediately identify the bank responsible for a blighted property, and the fee revenue will increase code enforcement staff to hold banks accountable for neglected properties.

FROM THE REAL ESTATE TRENCHES: REAL ESTATE RECOVERY SIGNS AND MORE LOCAL REAL ESTATE NEWS

By Charlotte Reed, REALTOR SRES CRS

October 11, 2012 (San Diego’s East County)—This column includes some hopeful signs of a real estate recover, a warning about a loan scam, a new real estate laws taking effect in January 2013, and an update on a revised Homeowner Bill of Rights.

READER’S EDITORIAL: REFLECTIONS ON THE HOMEOWNER’S BILL OF RIGHTS

 

By Grey Feathers
 
May 24, 2012 (San Diego)--Antonio and Africa have lived in this house for twelve years.  It is the only home their four children have ever known.  Antonio bought the house from Africa’s father in 2005. When faced with difficult financial hardship due to the crashed economy and medical bills, they went to their lender to negotiate in good faith.
 
Antonio works in construction and Africa has a business she runs from her home office. They were late on just one mortgage payment by 60 days, and ultimately made the payment. They learned there were government programs like the Home Affordable Modification Program (HAMP) and the Principal Reduction Alternative (PRA). 

DUCHENY CALLS ON OPPONENT TO PASS STRONG HOMEOWNER BILL OF RIGHTS

 

Ducheny Chastises Vargas for "Special Interest" Favors

May 5, 2012 (San Diego) -- Congressional Candidate Denise Moreno Ducheny took issue with Senator Juan Vargas's recent voting record and called on the Senator to back a strong set of foreclosure protection bills being discussed in the Senate this week. "The recent voting record of my opponent is a disservice to the residents of San Diego and Imperial Counties," Ducheny said in a statement. "He should be spending more time focusing on the needs of his constituents, not just those special interest groups who write his campaign checks."

 

FREE BANKRUPTCY AND DEBT NEGOTIATION WORKSHOP IN EL CAJON APRIL 30

April 23, 2012 (El Cajon) – Renda Law Offices, P.C. is presenting  “Free Legal Workshop on Bankruptcy and Debt Negotiation” on April 30 from 12:00 p.m. to 2:00 p.m. at the East County Career Center 924 East Main Street, El Cajon.  Topics to be covered include: Bankruptcy A-Z, Debt negotiation, Short Sales & Foreclosure and Potential Legal Alternatives to Bankruptcy.

TOWN HALL THURSDAY SEEKS FORECLOSURE SOLUTIONS, BANK ACCOUNTABILITY

Town hall forum: "Stand up for Our Neighborhoods" Thursday, June 9

Memorial Prep School Auditorium, 2850 Logan Ave., San Diego

 

June 8, 2011 (San Diego)-- A town hall forum on foreclosures is planned by a coalition of interests on Thursday, June 9 at  6 p.m. at Memorial Prep School.  San Diego City Councilmember David Alvarez will participate in the forum, which also will include testimony from people affected by foreclosures and new data illustrating the damage foreclosures do to neighboring property values and city revenue, as well as individual homeowners.

NEED HELP TO PREVENT FORECLOSURE? FREE CLINIC OCT. 16 IN BONITA

 

October 12, 2010 (Bonita) – Assemblyman Marty Block (D-Lemon Grove) is co-sponsoring a ree workshop for homeowners on Saturday, October 16th from 10 a.m. to 2 p.m. in the Bonita Library, along with the Legal Aid Society of San Diego’s Pro-Bono Program and the Housing Opportunities Collaboration.

BIG BANK BACKS DOWN--FOR NOW; HALTS FORECLOSURE ON CANCER PATIENT'S HOME AS CONGRESSMAN LEADS VIGIL

 

By Miriam Raftery
“I hope this will spread across America.” - Congressman Bob Filner at a pre-dawn rally, where he announced that Union Bank called off plans to have the Sheriff issue a foreclosure notice today to evict a woman and her child with cancer

FACING FORECLOSURE? NEED INFO ON HOME LOANS? GET HELP AT FREE HOMEOWNER PRESERVATION SEMINAR APRIL 18 IN SAN DIEGO

By Miriam Raftery April 13, 2009 (San Diego)—At a time when many lenders have evicted families and aggressively foreclosed on, one lender has taken a different approach, setting up a series of events to help families find ways to avoid foreclosure. On April 18th, Project Homeowner, a program to advise California homeowners facing foreclosure on how to keep their homes, will be held on April 18th from 10 a.m. to 4 p.m. at the San Diego Concourse, Golden Hall, 202 C Street in San Diego. The event is sponsored by JP Morgan Chase & Co.